LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,539
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,510
−HK$3,020/mo
Today · 4.125%
HK$101,530
baseline
▲ 0.50% · 4.625%
HK$107,708
+HK$6,178/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,060/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,286
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,136
−HK$2,892/mo
Today · 4.125%
HK$112,028
baseline
▲ 0.50% · 4.625%
HK$117,933
+HK$5,905/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,056/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,646
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,213
−HK$3,623/mo
Today · 4.125%
HK$121,836
baseline
▲ 0.50% · 4.625%
HK$129,249
+HK$7,413/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,672/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,543
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,964
−HK$3,470/mo
Today · 4.125%
HK$134,434
baseline
▲ 0.50% · 4.625%
HK$141,520
+HK$7,086/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,868/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,754
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,915
−HK$4,227/mo
Today · 4.125%
HK$142,142
baseline
▲ 0.50% · 4.625%
HK$150,791
+HK$8,649/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,284/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,800
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$152,791
−HK$4,048/mo
Today · 4.125%
HK$156,839
baseline
▲ 0.50% · 4.625%
HK$165,107
+HK$8,268/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,678/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,970
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$177,319
−HK$5,435/mo
Today · 4.125%
HK$182,754
baseline
▲ 0.50% · 4.625%
HK$193,874
+HK$11,120/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$365,508/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,315
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$196,445
−HK$5,206/mo
Today · 4.125%
HK$201,651
baseline
▲ 0.50% · 4.625%
HK$212,280
+HK$10,629/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$403,302/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,675 · Scale 2, in force from 26 Feb 2026)