LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,545
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,517
−HK$3,020/mo
Today · 4.125%
HK$101,537
baseline
▲ 0.50% · 4.625%
HK$107,715
+HK$6,178/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,074/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,293
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,144
−HK$2,892/mo
Today · 4.125%
HK$112,036
baseline
▲ 0.50% · 4.625%
HK$117,941
+HK$5,905/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,072/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,654
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,221
−HK$3,623/mo
Today · 4.125%
HK$121,844
baseline
▲ 0.50% · 4.625%
HK$129,258
+HK$7,414/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,688/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,552
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,973
−HK$3,470/mo
Today · 4.125%
HK$134,443
baseline
▲ 0.50% · 4.625%
HK$141,530
+HK$7,087/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,886/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,763
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$137,924
−HK$4,228/mo
Today · 4.125%
HK$142,152
baseline
▲ 0.50% · 4.625%
HK$150,801
+HK$8,649/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,304/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,810
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$152,801
−HK$4,049/mo
Today · 4.125%
HK$156,850
baseline
▲ 0.50% · 4.625%
HK$165,118
+HK$8,268/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,700/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,981
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,331
−HK$5,435/mo
Today · 4.125%
HK$182,766
baseline
▲ 0.50% · 4.625%
HK$193,887
+HK$11,121/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$365,532/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,328
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,459
−HK$5,206/mo
Today · 4.125%
HK$201,665
baseline
▲ 0.50% · 4.625%
HK$212,295
+HK$10,630/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$403,330/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,798 · Scale 2, in force from 26 Feb 2026)