LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,548
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,520
−HK$3,019/mo
Today · 4.125%
HK$101,539
baseline
▲ 0.50% · 4.625%
HK$107,718
+HK$6,179/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,078/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,296
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,147
−HK$2,892/mo
Today · 4.125%
HK$112,039
baseline
▲ 0.50% · 4.625%
HK$117,944
+HK$5,905/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,078/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,657
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,224
−HK$3,623/mo
Today · 4.125%
HK$121,847
baseline
▲ 0.50% · 4.625%
HK$129,261
+HK$7,414/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,694/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,555
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,976
−HK$3,470/mo
Today · 4.125%
HK$134,446
baseline
▲ 0.50% · 4.625%
HK$141,533
+HK$7,087/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,892/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,767
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,928
−HK$4,227/mo
Today · 4.125%
HK$142,155
baseline
▲ 0.50% · 4.625%
HK$150,805
+HK$8,650/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,310/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,814
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$152,805
−HK$4,049/mo
Today · 4.125%
HK$156,854
baseline
▲ 0.50% · 4.625%
HK$165,122
+HK$8,268/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,708/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,986
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,336
−HK$5,435/mo
Today · 4.125%
HK$182,771
baseline
▲ 0.50% · 4.625%
HK$193,892
+HK$11,121/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$365,542/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,333
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,464
−HK$5,206/mo
Today · 4.125%
HK$201,670
baseline
▲ 0.50% · 4.625%
HK$212,300
+HK$10,630/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$403,340/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,843 · Scale 2, in force from 26 Feb 2026)