LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,550
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,522
−HK$3,020/mo
Today · 4.125%
HK$101,542
baseline
▲ 0.50% · 4.625%
HK$107,720
+HK$6,178/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,084/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,298
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,149
−HK$2,892/mo
Today · 4.125%
HK$112,041
baseline
▲ 0.50% · 4.625%
HK$117,947
+HK$5,906/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,082/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,660
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,226
−HK$3,624/mo
Today · 4.125%
HK$121,850
baseline
▲ 0.50% · 4.625%
HK$129,264
+HK$7,414/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,700/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,558
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,979
−HK$3,470/mo
Today · 4.125%
HK$134,449
baseline
▲ 0.50% · 4.625%
HK$141,536
+HK$7,087/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,898/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,770
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,931
−HK$4,227/mo
Today · 4.125%
HK$142,158
baseline
▲ 0.50% · 4.625%
HK$150,808
+HK$8,650/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,316/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,817
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,809
−HK$4,049/mo
Today · 4.125%
HK$156,858
baseline
▲ 0.50% · 4.625%
HK$165,126
+HK$8,268/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,716/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,990
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,339
−HK$5,436/mo
Today · 4.125%
HK$182,775
baseline
▲ 0.50% · 4.625%
HK$193,896
+HK$11,121/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$365,550/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,337
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,468
−HK$5,206/mo
Today · 4.125%
HK$201,674
baseline
▲ 0.50% · 4.625%
HK$212,305
+HK$10,631/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$403,348/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,882 · Scale 2, in force from 26 Feb 2026)