LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,575
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,548
−HK$3,020/mo
Today · 4.125%
HK$101,568
baseline
▲ 0.50% · 4.625%
HK$107,748
+HK$6,180/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,136/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,326
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,178
−HK$2,892/mo
Today · 4.125%
HK$112,070
baseline
▲ 0.50% · 4.625%
HK$117,978
+HK$5,908/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,140/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,690
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,257
−HK$3,625/mo
Today · 4.125%
HK$121,882
baseline
▲ 0.50% · 4.625%
HK$129,298
+HK$7,416/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$243,764/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,591
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,013
−HK$3,472/mo
Today · 4.125%
HK$134,485
baseline
▲ 0.50% · 4.625%
HK$141,573
+HK$7,088/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$268,970/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,805
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$137,967
−HK$4,228/mo
Today · 4.125%
HK$142,195
baseline
▲ 0.50% · 4.625%
HK$150,848
+HK$8,653/mo
Deposit HK$12.57M · loan HK$29.34M · min. income ≈ HK$284,390/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,856
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$152,849
−HK$4,050/mo
Today · 4.125%
HK$156,899
baseline
▲ 0.50% · 4.625%
HK$165,169
+HK$8,270/mo
Deposit HK$12.57M · loan HK$29.34M · min. income ≈ HK$313,798/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,035
−HK$10,788/mo
▼ 0.25% · 3.875%
HK$177,386
−HK$5,437/mo
Today · 4.125%
HK$182,823
baseline
▲ 0.50% · 4.625%
HK$193,947
+HK$11,124/mo
Deposit HK$4.19M · loan HK$37.72M · min. income ≈ HK$365,646/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,387
−HK$10,340/mo
▼ 0.25% · 3.875%
HK$196,520
−HK$5,207/mo
Today · 4.125%
HK$201,727
baseline
▲ 0.50% · 4.625%
HK$212,360
+HK$10,633/mo
Deposit HK$4.19M · loan HK$37.72M · min. income ≈ HK$403,454/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,347 · Scale 2, in force from 26 Feb 2026)