LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,586
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,559
−HK$3,021/mo
Today · 4.125%
HK$101,580
baseline
▲ 0.50% · 4.625%
HK$107,761
+HK$6,181/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,160/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,338
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,190
−HK$2,893/mo
Today · 4.125%
HK$112,083
baseline
▲ 0.50% · 4.625%
HK$117,992
+HK$5,909/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,166/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,703
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$118,271
−HK$3,625/mo
Today · 4.125%
HK$121,896
baseline
▲ 0.50% · 4.625%
HK$129,313
+HK$7,417/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$243,792/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,606
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,028
−HK$3,472/mo
Today · 4.125%
HK$134,500
baseline
▲ 0.50% · 4.625%
HK$141,590
+HK$7,090/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$269,000/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,820
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$137,983
−HK$4,229/mo
Today · 4.125%
HK$142,212
baseline
▲ 0.50% · 4.625%
HK$150,865
+HK$8,653/mo
Deposit HK$12.58M · loan HK$29.34M · min. income ≈ HK$284,424/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,874
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$152,866
−HK$4,051/mo
Today · 4.125%
HK$156,917
baseline
▲ 0.50% · 4.625%
HK$165,188
+HK$8,271/mo
Deposit HK$12.58M · loan HK$29.34M · min. income ≈ HK$313,834/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,055
−HK$10,789/mo
▼ 0.25% · 3.875%
HK$177,406
−HK$5,438/mo
Today · 4.125%
HK$182,844
baseline
▲ 0.50% · 4.625%
HK$193,970
+HK$11,126/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$365,688/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,409
−HK$10,341/mo
▼ 0.25% · 3.875%
HK$196,542
−HK$5,208/mo
Today · 4.125%
HK$201,750
baseline
▲ 0.50% · 4.625%
HK$212,385
+HK$10,635/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$403,500/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,554 · Scale 2, in force from 26 Feb 2026)