LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,560
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,857
−HK$302/mo
Today · 4.125%
HK$10,159
baseline
▲ 0.50% · 4.625%
HK$10,777
+HK$618/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,318/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,635
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,920
−HK$290/mo
Today · 4.125%
HK$11,210
baseline
▲ 0.50% · 4.625%
HK$11,801
+HK$591/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,420/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,472
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,828
−HK$363/mo
Today · 4.125%
HK$12,191
baseline
▲ 0.50% · 4.625%
HK$12,933
+HK$742/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,382/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,762
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,104
−HK$348/mo
Today · 4.125%
HK$13,452
baseline
▲ 0.50% · 4.625%
HK$14,161
+HK$709/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,904/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,384
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,800
−HK$423/mo
Today · 4.125%
HK$14,223
baseline
▲ 0.50% · 4.625%
HK$15,088
+HK$865/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$28,446/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,889
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,288
−HK$405/mo
Today · 4.125%
HK$15,693
baseline
▲ 0.50% · 4.625%
HK$16,521
+HK$828/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$31,386/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,207
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,743
−HK$543/mo
Today · 4.125%
HK$18,286
baseline
▲ 0.50% · 4.625%
HK$19,399
+HK$1,113/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,572/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,143
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,657
−HK$520/mo
Today · 4.125%
HK$20,177
baseline
▲ 0.50% · 4.625%
HK$21,241
+HK$1,064/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$40,354/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$38,575 · Scale 2, in force from 26 Feb 2026)