LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,598
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,572
−HK$3,021/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$107,775
+HK$6,182/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,352
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,204
−HK$2,894/mo
Today · 4.125%
HK$112,098
baseline
▲ 0.50% · 4.625%
HK$118,007
+HK$5,909/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,196/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,718
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,286
−HK$3,626/mo
Today · 4.125%
HK$121,912
baseline
▲ 0.50% · 4.625%
HK$129,330
+HK$7,418/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$243,824/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,622
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,045
−HK$3,472/mo
Today · 4.125%
HK$134,517
baseline
▲ 0.50% · 4.625%
HK$141,608
+HK$7,091/mo
Deposit HK$16.77M · loan HK$25.15M · min. income ≈ HK$269,034/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,837
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,001
−HK$4,229/mo
Today · 4.125%
HK$142,230
baseline
▲ 0.50% · 4.625%
HK$150,885
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,460/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,893
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,886
−HK$4,051/mo
Today · 4.125%
HK$156,937
baseline
▲ 0.50% · 4.625%
HK$165,209
+HK$8,272/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,874/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,077
−HK$10,790/mo
▼ 0.25% · 3.875%
HK$177,429
−HK$5,438/mo
Today · 4.125%
HK$182,867
baseline
▲ 0.50% · 4.625%
HK$193,994
+HK$11,127/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$365,734/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,434
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$196,568
−HK$5,208/mo
Today · 4.125%
HK$201,776
baseline
▲ 0.50% · 4.625%
HK$212,412
+HK$10,636/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$403,552/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,783 · Scale 2, in force from 26 Feb 2026)