LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,601
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,575
−HK$3,021/mo
Today · 4.125%
HK$101,596
baseline
▲ 0.50% · 4.625%
HK$107,778
+HK$6,182/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,192/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,355
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,208
−HK$2,893/mo
Today · 4.125%
HK$112,101
baseline
▲ 0.50% · 4.625%
HK$118,010
+HK$5,909/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,202/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,721
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,290
−HK$3,625/mo
Today · 4.125%
HK$121,915
baseline
▲ 0.50% · 4.625%
HK$129,334
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,830/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,626
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,049
−HK$3,472/mo
Today · 4.125%
HK$134,521
baseline
▲ 0.50% · 4.625%
HK$141,612
+HK$7,091/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,042/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,841
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,005
−HK$4,229/mo
Today · 4.125%
HK$142,234
baseline
▲ 0.50% · 4.625%
HK$150,889
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,468/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,897
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,891
−HK$4,051/mo
Today · 4.125%
HK$156,942
baseline
▲ 0.50% · 4.625%
HK$165,214
+HK$8,272/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,884/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,082
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,435
−HK$5,438/mo
Today · 4.125%
HK$182,873
baseline
▲ 0.50% · 4.625%
HK$194,000
+HK$11,127/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$365,746/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,439
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,574
−HK$5,208/mo
Today · 4.125%
HK$201,782
baseline
▲ 0.50% · 4.625%
HK$212,418
+HK$10,636/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$403,564/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,837 · Scale 2, in force from 26 Feb 2026)