LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,603
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,577
−HK$3,021/mo
Today · 4.125%
HK$101,598
baseline
▲ 0.50% · 4.625%
HK$107,780
+HK$6,182/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,196/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,358
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,210
−HK$2,894/mo
Today · 4.125%
HK$112,104
baseline
▲ 0.50% · 4.625%
HK$118,013
+HK$5,909/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,208/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,724
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,293
−HK$3,625/mo
Today · 4.125%
HK$121,918
baseline
▲ 0.50% · 4.625%
HK$129,337
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,836/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,629
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,052
−HK$3,473/mo
Today · 4.125%
HK$134,525
baseline
▲ 0.50% · 4.625%
HK$141,616
+HK$7,091/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,050/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,845
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,008
−HK$4,230/mo
Today · 4.125%
HK$142,238
baseline
▲ 0.50% · 4.625%
HK$150,893
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,476/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,901
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,894
−HK$4,051/mo
Today · 4.125%
HK$156,945
baseline
▲ 0.50% · 4.625%
HK$165,218
+HK$8,273/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,890/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,086
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,439
−HK$5,438/mo
Today · 4.125%
HK$182,877
baseline
▲ 0.50% · 4.625%
HK$194,005
+HK$11,128/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$365,754/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,444
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,578
−HK$5,209/mo
Today · 4.125%
HK$201,787
baseline
▲ 0.50% · 4.625%
HK$212,423
+HK$10,636/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$403,574/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,879 · Scale 2, in force from 26 Feb 2026)