LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,606
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,580
−HK$3,021/mo
Today · 4.125%
HK$101,601
baseline
▲ 0.50% · 4.625%
HK$107,783
+HK$6,182/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,202/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,361
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,213
−HK$2,894/mo
Today · 4.125%
HK$112,107
baseline
▲ 0.50% · 4.625%
HK$118,016
+HK$5,909/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,214/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,727
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,296
−HK$3,626/mo
Today · 4.125%
HK$121,922
baseline
▲ 0.50% · 4.625%
HK$129,340
+HK$7,418/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,844/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,633
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,056
−HK$3,472/mo
Today · 4.125%
HK$134,528
baseline
▲ 0.50% · 4.625%
HK$141,620
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,056/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,848
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,012
−HK$4,230/mo
Today · 4.125%
HK$142,242
baseline
▲ 0.50% · 4.625%
HK$150,897
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,484/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,905
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,898
−HK$4,052/mo
Today · 4.125%
HK$156,950
baseline
▲ 0.50% · 4.625%
HK$165,223
+HK$8,273/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,900/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,091
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,444
−HK$5,438/mo
Today · 4.125%
HK$182,882
baseline
▲ 0.50% · 4.625%
HK$194,010
+HK$11,128/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$365,764/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,449
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$196,584
−HK$5,209/mo
Today · 4.125%
HK$201,793
baseline
▲ 0.50% · 4.625%
HK$212,429
+HK$10,636/mo
Deposit HK$4.19M · loan HK$37.73M · min. income ≈ HK$403,586/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,928 · Scale 2, in force from 26 Feb 2026)