LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,607
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,581
−HK$3,022/mo
Today · 4.125%
HK$101,603
baseline
▲ 0.50% · 4.625%
HK$107,785
+HK$6,182/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,206/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,362
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,215
−HK$2,893/mo
Today · 4.125%
HK$112,108
baseline
▲ 0.50% · 4.625%
HK$118,018
+HK$5,910/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,216/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,729
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,297
−HK$3,626/mo
Today · 4.125%
HK$121,923
baseline
▲ 0.50% · 4.625%
HK$129,342
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,846/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,635
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,058
−HK$3,472/mo
Today · 4.125%
HK$134,530
baseline
▲ 0.50% · 4.625%
HK$141,621
+HK$7,091/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,060/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,850
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,014
−HK$4,230/mo
Today · 4.125%
HK$142,244
baseline
▲ 0.50% · 4.625%
HK$150,899
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,488/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,907
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,901
−HK$4,051/mo
Today · 4.125%
HK$156,952
baseline
▲ 0.50% · 4.625%
HK$165,225
+HK$8,273/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,904/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,093
−HK$10,792/mo
▼ 0.25% · 3.875%
HK$177,446
−HK$5,439/mo
Today · 4.125%
HK$182,885
baseline
▲ 0.50% · 4.625%
HK$194,013
+HK$11,128/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,770/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,452
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,586
−HK$5,209/mo
Today · 4.125%
HK$201,795
baseline
▲ 0.50% · 4.625%
HK$212,432
+HK$10,637/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,590/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,952 · Scale 2, in force from 26 Feb 2026)