LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,609
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,583
−HK$3,021/mo
Today · 4.125%
HK$101,604
baseline
▲ 0.50% · 4.625%
HK$107,787
+HK$6,183/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$203,208/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,364
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,216
−HK$2,894/mo
Today · 4.125%
HK$112,110
baseline
▲ 0.50% · 4.625%
HK$118,020
+HK$5,910/mo
Deposit HK$20.96M · loan HK$20.96M · min. income ≈ HK$224,220/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,730
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,299
−HK$3,626/mo
Today · 4.125%
HK$121,925
baseline
▲ 0.50% · 4.625%
HK$129,344
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,850/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,636
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,060
−HK$3,472/mo
Today · 4.125%
HK$134,532
baseline
▲ 0.50% · 4.625%
HK$141,624
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,064/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,852
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,016
−HK$4,230/mo
Today · 4.125%
HK$142,246
baseline
▲ 0.50% · 4.625%
HK$150,901
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,492/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,909
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,903
−HK$4,051/mo
Today · 4.125%
HK$156,954
baseline
▲ 0.50% · 4.625%
HK$165,228
+HK$8,274/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,908/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,096
−HK$10,792/mo
▼ 0.25% · 3.875%
HK$177,449
−HK$5,439/mo
Today · 4.125%
HK$182,888
baseline
▲ 0.50% · 4.625%
HK$194,016
+HK$11,128/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,776/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,455
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,589
−HK$5,209/mo
Today · 4.125%
HK$201,798
baseline
▲ 0.50% · 4.625%
HK$212,435
+HK$10,637/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,596/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,781,979 · Scale 2, in force from 26 Feb 2026)