LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,611
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,585
−HK$3,022/mo
Today · 4.125%
HK$101,607
baseline
▲ 0.50% · 4.625%
HK$107,789
+HK$6,182/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,214/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,367
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,219
−HK$2,894/mo
Today · 4.125%
HK$112,113
baseline
▲ 0.50% · 4.625%
HK$118,023
+HK$5,910/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,226/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,734
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,302
−HK$3,626/mo
Today · 4.125%
HK$121,928
baseline
▲ 0.50% · 4.625%
HK$129,347
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,856/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,640
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,063
−HK$3,473/mo
Today · 4.125%
HK$134,536
baseline
▲ 0.50% · 4.625%
HK$141,627
+HK$7,091/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,072/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,856
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,019
−HK$4,231/mo
Today · 4.125%
HK$142,250
baseline
▲ 0.50% · 4.625%
HK$150,905
+HK$8,655/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,500/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,913
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,907
−HK$4,052/mo
Today · 4.125%
HK$156,959
baseline
▲ 0.50% · 4.625%
HK$165,232
+HK$8,273/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,918/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,100
−HK$10,793/mo
▼ 0.25% · 3.875%
HK$177,454
−HK$5,439/mo
Today · 4.125%
HK$182,893
baseline
▲ 0.50% · 4.625%
HK$194,021
+HK$11,128/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,786/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,460
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$196,595
−HK$5,209/mo
Today · 4.125%
HK$201,804
baseline
▲ 0.50% · 4.625%
HK$212,441
+HK$10,637/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,608/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,028 · Scale 2, in force from 26 Feb 2026)