LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,613
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,587
−HK$3,022/mo
Today · 4.125%
HK$101,609
baseline
▲ 0.50% · 4.625%
HK$107,791
+HK$6,182/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,218/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,369
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,221
−HK$2,894/mo
Today · 4.125%
HK$112,115
baseline
▲ 0.50% · 4.625%
HK$118,025
+HK$5,910/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,230/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,736
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,305
−HK$3,626/mo
Today · 4.125%
HK$121,931
baseline
▲ 0.50% · 4.625%
HK$129,350
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,862/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,642
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,066
−HK$3,472/mo
Today · 4.125%
HK$134,538
baseline
▲ 0.50% · 4.625%
HK$141,630
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,076/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,858
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,022
−HK$4,230/mo
Today · 4.125%
HK$142,252
baseline
▲ 0.50% · 4.625%
HK$150,908
+HK$8,656/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,504/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,916
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,910
−HK$4,051/mo
Today · 4.125%
HK$156,961
baseline
▲ 0.50% · 4.625%
HK$165,235
+HK$8,274/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,922/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,103
−HK$10,793/mo
▼ 0.25% · 3.875%
HK$177,457
−HK$5,439/mo
Today · 4.125%
HK$182,896
baseline
▲ 0.50% · 4.625%
HK$194,025
+HK$11,129/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,792/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,463
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$196,598
−HK$5,210/mo
Today · 4.125%
HK$201,808
baseline
▲ 0.50% · 4.625%
HK$212,445
+HK$10,637/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,616/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,061 · Scale 2, in force from 26 Feb 2026)