LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,616
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,590
−HK$3,022/mo
Today · 4.125%
HK$101,612
baseline
▲ 0.50% · 4.625%
HK$107,794
+HK$6,182/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,224/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,371
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,224
−HK$2,894/mo
Today · 4.125%
HK$112,118
baseline
▲ 0.50% · 4.625%
HK$118,028
+HK$5,910/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,236/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,739
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,308
−HK$3,626/mo
Today · 4.125%
HK$121,934
baseline
▲ 0.50% · 4.625%
HK$129,353
+HK$7,419/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,868/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,646
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,069
−HK$3,473/mo
Today · 4.125%
HK$134,542
baseline
▲ 0.50% · 4.625%
HK$141,634
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,084/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,862
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,026
−HK$4,230/mo
Today · 4.125%
HK$142,256
baseline
▲ 0.50% · 4.625%
HK$150,912
+HK$8,656/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,512/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,920
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,914
−HK$4,052/mo
Today · 4.125%
HK$156,966
baseline
▲ 0.50% · 4.625%
HK$165,240
+HK$8,274/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,932/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,108
−HK$10,793/mo
▼ 0.25% · 3.875%
HK$177,462
−HK$5,439/mo
Today · 4.125%
HK$182,901
baseline
▲ 0.50% · 4.625%
HK$194,030
+HK$11,129/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,802/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,469
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$196,604
−HK$5,209/mo
Today · 4.125%
HK$201,813
baseline
▲ 0.50% · 4.625%
HK$212,451
+HK$10,638/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,626/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,110 · Scale 2, in force from 26 Feb 2026)