LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,620
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,595
−HK$3,022/mo
Today · 4.125%
HK$101,617
baseline
▲ 0.50% · 4.625%
HK$107,800
+HK$6,183/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,234/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,377
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,230
−HK$2,894/mo
Today · 4.125%
HK$112,124
baseline
▲ 0.50% · 4.625%
HK$118,034
+HK$5,910/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,248/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,745
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,314
−HK$3,626/mo
Today · 4.125%
HK$121,940
baseline
▲ 0.50% · 4.625%
HK$129,360
+HK$7,420/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,880/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,652
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,076
−HK$3,473/mo
Today · 4.125%
HK$134,549
baseline
▲ 0.50% · 4.625%
HK$141,641
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,098/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,869
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,033
−HK$4,230/mo
Today · 4.125%
HK$142,263
baseline
▲ 0.50% · 4.625%
HK$150,920
+HK$8,657/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,526/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,928
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,922
−HK$4,052/mo
Today · 4.125%
HK$156,974
baseline
▲ 0.50% · 4.625%
HK$165,248
+HK$8,274/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,948/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,117
−HK$10,793/mo
▼ 0.25% · 3.875%
HK$177,471
−HK$5,439/mo
Today · 4.125%
HK$182,910
baseline
▲ 0.50% · 4.625%
HK$194,040
+HK$11,130/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,820/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,478
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$196,614
−HK$5,209/mo
Today · 4.125%
HK$201,823
baseline
▲ 0.50% · 4.625%
HK$212,462
+HK$10,639/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,646/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,199 · Scale 2, in force from 26 Feb 2026)