LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,622
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,596
−HK$3,022/mo
Today · 4.125%
HK$101,618
baseline
▲ 0.50% · 4.625%
HK$107,801
+HK$6,183/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,236/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,378
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,231
−HK$2,895/mo
Today · 4.125%
HK$112,126
baseline
▲ 0.50% · 4.625%
HK$118,036
+HK$5,910/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,252/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,746
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,315
−HK$3,627/mo
Today · 4.125%
HK$121,942
baseline
▲ 0.50% · 4.625%
HK$129,362
+HK$7,420/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$243,884/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,654
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,078
−HK$3,473/mo
Today · 4.125%
HK$134,551
baseline
▲ 0.50% · 4.625%
HK$141,643
+HK$7,092/mo
Deposit HK$16.77M · loan HK$25.16M · min. income ≈ HK$269,102/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,871
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,035
−HK$4,230/mo
Today · 4.125%
HK$142,265
baseline
▲ 0.50% · 4.625%
HK$150,922
+HK$8,657/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$284,530/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,930
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,924
−HK$4,052/mo
Today · 4.125%
HK$156,976
baseline
▲ 0.50% · 4.625%
HK$165,250
+HK$8,274/mo
Deposit HK$12.58M · loan HK$29.35M · min. income ≈ HK$313,952/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,119
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$177,473
−HK$5,440/mo
Today · 4.125%
HK$182,913
baseline
▲ 0.50% · 4.625%
HK$194,042
+HK$11,129/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,826/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,481
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$196,616
−HK$5,210/mo
Today · 4.125%
HK$201,826
baseline
▲ 0.50% · 4.625%
HK$212,465
+HK$10,639/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,652/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,224 · Scale 2, in force from 26 Feb 2026)