LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,630
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,605
−HK$3,022/mo
Today · 4.125%
HK$101,627
baseline
▲ 0.50% · 4.625%
HK$107,811
+HK$6,184/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,254/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,387
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,241
−HK$2,894/mo
Today · 4.125%
HK$112,135
baseline
▲ 0.50% · 4.625%
HK$118,046
+HK$5,911/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,270/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,756
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,325
−HK$3,627/mo
Today · 4.125%
HK$121,952
baseline
▲ 0.50% · 4.625%
HK$129,373
+HK$7,421/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$243,904/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,665
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,089
−HK$3,473/mo
Today · 4.125%
HK$134,562
baseline
▲ 0.50% · 4.625%
HK$141,655
+HK$7,093/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$269,124/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,882
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$138,046
−HK$4,231/mo
Today · 4.125%
HK$142,277
baseline
▲ 0.50% · 4.625%
HK$150,935
+HK$8,658/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$284,554/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,942
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$152,937
−HK$4,052/mo
Today · 4.125%
HK$156,989
baseline
▲ 0.50% · 4.625%
HK$165,264
+HK$8,275/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$313,978/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,134
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$177,488
−HK$5,440/mo
Today · 4.125%
HK$182,928
baseline
▲ 0.50% · 4.625%
HK$194,059
+HK$11,131/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$365,856/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,497
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,633
−HK$5,210/mo
Today · 4.125%
HK$201,843
baseline
▲ 0.50% · 4.625%
HK$212,483
+HK$10,640/mo
Deposit HK$4.19M · loan HK$37.74M · min. income ≈ HK$403,686/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,375 · Scale 2, in force from 26 Feb 2026)