LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,632
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,606
−HK$3,023/mo
Today · 4.125%
HK$101,629
baseline
▲ 0.50% · 4.625%
HK$107,812
+HK$6,183/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,258/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,389
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,243
−HK$2,894/mo
Today · 4.125%
HK$112,137
baseline
▲ 0.50% · 4.625%
HK$118,048
+HK$5,911/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,274/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,758
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,328
−HK$3,626/mo
Today · 4.125%
HK$121,954
baseline
▲ 0.50% · 4.625%
HK$129,375
+HK$7,421/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$243,908/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,667
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,091
−HK$3,474/mo
Today · 4.125%
HK$134,565
baseline
▲ 0.50% · 4.625%
HK$141,658
+HK$7,093/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$269,130/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,884
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,049
−HK$4,231/mo
Today · 4.125%
HK$142,280
baseline
▲ 0.50% · 4.625%
HK$150,937
+HK$8,657/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$284,560/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,945
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$152,940
−HK$4,052/mo
Today · 4.125%
HK$156,992
baseline
▲ 0.50% · 4.625%
HK$165,267
+HK$8,275/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$313,984/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,137
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$177,491
−HK$5,441/mo
Today · 4.125%
HK$182,932
baseline
▲ 0.50% · 4.625%
HK$194,062
+HK$11,130/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$365,864/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,501
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,637
−HK$5,210/mo
Today · 4.125%
HK$201,847
baseline
▲ 0.50% · 4.625%
HK$212,487
+HK$10,640/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$403,694/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,408 · Scale 2, in force from 26 Feb 2026)