LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,636
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,611
−HK$3,022/mo
Today · 4.125%
HK$101,633
baseline
▲ 0.50% · 4.625%
HK$107,817
+HK$6,184/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,266/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,394
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,247
−HK$2,895/mo
Today · 4.125%
HK$112,142
baseline
▲ 0.50% · 4.625%
HK$118,053
+HK$5,911/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,284/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,763
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,333
−HK$3,627/mo
Today · 4.125%
HK$121,960
baseline
▲ 0.50% · 4.625%
HK$129,381
+HK$7,421/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$243,920/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,673
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,097
−HK$3,474/mo
Today · 4.125%
HK$134,571
baseline
▲ 0.50% · 4.625%
HK$141,664
+HK$7,093/mo
Deposit HK$16.78M · loan HK$25.16M · min. income ≈ HK$269,142/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,890
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,055
−HK$4,231/mo
Today · 4.125%
HK$142,286
baseline
▲ 0.50% · 4.625%
HK$150,944
+HK$8,658/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$284,572/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,952
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$152,946
−HK$4,053/mo
Today · 4.125%
HK$156,999
baseline
▲ 0.50% · 4.625%
HK$165,275
+HK$8,276/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$313,998/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,145
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$177,499
−HK$5,441/mo
Today · 4.125%
HK$182,940
baseline
▲ 0.50% · 4.625%
HK$194,071
+HK$11,131/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$365,880/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,509
−HK$10,347/mo
▼ 0.25% · 3.875%
HK$196,645
−HK$5,211/mo
Today · 4.125%
HK$201,856
baseline
▲ 0.50% · 4.625%
HK$212,496
+HK$10,640/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$403,712/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,486 · Scale 2, in force from 26 Feb 2026)