LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,642
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,617
−HK$3,023/mo
Today · 4.125%
HK$101,640
baseline
▲ 0.50% · 4.625%
HK$107,824
+HK$6,184/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,280/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,401
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,255
−HK$2,894/mo
Today · 4.125%
HK$112,149
baseline
▲ 0.50% · 4.625%
HK$118,061
+HK$5,912/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,298/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,771
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,341
−HK$3,627/mo
Today · 4.125%
HK$121,968
baseline
▲ 0.50% · 4.625%
HK$129,389
+HK$7,421/mo
Deposit HK$16.78M · loan HK$25.17M · min. income ≈ HK$243,936/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,681
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,105
−HK$3,474/mo
Today · 4.125%
HK$134,579
baseline
▲ 0.50% · 4.625%
HK$141,673
+HK$7,094/mo
Deposit HK$16.78M · loan HK$25.17M · min. income ≈ HK$269,158/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,899
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$138,064
−HK$4,232/mo
Today · 4.125%
HK$142,296
baseline
▲ 0.50% · 4.625%
HK$150,954
+HK$8,658/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$284,592/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,961
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,956
−HK$4,053/mo
Today · 4.125%
HK$157,009
baseline
▲ 0.50% · 4.625%
HK$165,285
+HK$8,276/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$314,018/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,156
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$177,511
−HK$5,441/mo
Today · 4.125%
HK$182,952
baseline
▲ 0.50% · 4.625%
HK$194,084
+HK$11,132/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$365,904/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,522
−HK$10,347/mo
▼ 0.25% · 3.875%
HK$196,658
−HK$5,211/mo
Today · 4.125%
HK$201,869
baseline
▲ 0.50% · 4.625%
HK$212,510
+HK$10,641/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$403,738/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,603 · Scale 2, in force from 26 Feb 2026)