LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,565
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,862
−HK$303/mo
Today · 4.125%
HK$10,165
baseline
▲ 0.50% · 4.625%
HK$10,783
+HK$618/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,330/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,641
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,926
−HK$290/mo
Today · 4.125%
HK$11,216
baseline
▲ 0.50% · 4.625%
HK$11,807
+HK$591/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,432/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,478
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,835
−HK$362/mo
Today · 4.125%
HK$12,197
baseline
▲ 0.50% · 4.625%
HK$12,940
+HK$743/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,394/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,769
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,111
−HK$348/mo
Today · 4.125%
HK$13,459
baseline
▲ 0.50% · 4.625%
HK$14,168
+HK$709/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,918/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,391
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,807
−HK$423/mo
Today · 4.125%
HK$14,230
baseline
▲ 0.50% · 4.625%
HK$15,096
+HK$866/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,460/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,897
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,296
−HK$406/mo
Today · 4.125%
HK$15,702
baseline
▲ 0.50% · 4.625%
HK$16,529
+HK$827/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,404/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,216
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,752
−HK$544/mo
Today · 4.125%
HK$18,296
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$1,113/mo
Deposit HK$419K · loan HK$3.78M · min. income ≈ HK$36,592/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,153
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,667
−HK$521/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,064/mo
Deposit HK$419K · loan HK$3.78M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$39,016 · Scale 2, in force from 26 Feb 2026)