LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,650
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,625
−HK$3,023/mo
Today · 4.125%
HK$101,648
baseline
▲ 0.50% · 4.625%
HK$107,833
+HK$6,185/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$203,296/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,410
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,264
−HK$2,895/mo
Today · 4.125%
HK$112,159
baseline
▲ 0.50% · 4.625%
HK$118,071
+HK$5,912/mo
Deposit HK$20.97M · loan HK$20.97M · min. income ≈ HK$224,318/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,780
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,351
−HK$3,627/mo
Today · 4.125%
HK$121,978
baseline
▲ 0.50% · 4.625%
HK$129,400
+HK$7,422/mo
Deposit HK$16.78M · loan HK$25.17M · min. income ≈ HK$243,956/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,692
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$131,116
−HK$3,475/mo
Today · 4.125%
HK$134,591
baseline
▲ 0.50% · 4.625%
HK$141,685
+HK$7,094/mo
Deposit HK$16.78M · loan HK$25.17M · min. income ≈ HK$269,182/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,910
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$138,076
−HK$4,232/mo
Today · 4.125%
HK$142,308
baseline
▲ 0.50% · 4.625%
HK$150,967
+HK$8,659/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$284,616/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,974
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,969
−HK$4,053/mo
Today · 4.125%
HK$157,022
baseline
▲ 0.50% · 4.625%
HK$165,299
+HK$8,277/mo
Deposit HK$12.58M · loan HK$29.36M · min. income ≈ HK$314,044/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,170
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$177,526
−HK$5,441/mo
Today · 4.125%
HK$182,967
baseline
▲ 0.50% · 4.625%
HK$194,100
+HK$11,133/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$365,934/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,538
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$196,675
−HK$5,211/mo
Today · 4.125%
HK$201,886
baseline
▲ 0.50% · 4.625%
HK$212,528
+HK$10,642/mo
Deposit HK$4.19M · loan HK$37.75M · min. income ≈ HK$403,772/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,782,753 · Scale 2, in force from 26 Feb 2026)