LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,679
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,655
−HK$3,024/mo
Today · 4.125%
HK$101,679
baseline
▲ 0.50% · 4.625%
HK$107,866
+HK$6,187/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$203,358/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,442
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,296
−HK$2,896/mo
Today · 4.125%
HK$112,192
baseline
▲ 0.50% · 4.625%
HK$118,106
+HK$5,914/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$224,384/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,814
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,386
−HK$3,628/mo
Today · 4.125%
HK$122,014
baseline
▲ 0.50% · 4.625%
HK$129,439
+HK$7,425/mo
Deposit HK$16.78M · loan HK$25.18M · min. income ≈ HK$244,028/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,730
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,156
−HK$3,475/mo
Today · 4.125%
HK$134,631
baseline
▲ 0.50% · 4.625%
HK$141,727
+HK$7,096/mo
Deposit HK$16.78M · loan HK$25.18M · min. income ≈ HK$269,262/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,950
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$138,117
−HK$4,233/mo
Today · 4.125%
HK$142,350
baseline
▲ 0.50% · 4.625%
HK$151,012
+HK$8,662/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$284,700/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,018
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$153,015
−HK$4,054/mo
Today · 4.125%
HK$157,069
baseline
▲ 0.50% · 4.625%
HK$165,349
+HK$8,280/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$314,138/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,222
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$177,579
−HK$5,443/mo
Today · 4.125%
HK$183,022
baseline
▲ 0.50% · 4.625%
HK$194,158
+HK$11,136/mo
Deposit HK$4.20M · loan HK$37.76M · min. income ≈ HK$366,044/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,595
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$196,733
−HK$5,213/mo
Today · 4.125%
HK$201,946
baseline
▲ 0.50% · 4.625%
HK$212,591
+HK$10,645/mo
Deposit HK$4.20M · loan HK$37.76M · min. income ≈ HK$403,892/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,285 · Scale 2, in force from 26 Feb 2026)