LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,686
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,662
−HK$3,024/mo
Today · 4.125%
HK$101,686
baseline
▲ 0.50% · 4.625%
HK$107,873
+HK$6,187/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$203,372/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,449
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,304
−HK$2,896/mo
Today · 4.125%
HK$112,200
baseline
▲ 0.50% · 4.625%
HK$118,115
+HK$5,915/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$224,400/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,823
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,394
−HK$3,629/mo
Today · 4.125%
HK$122,023
baseline
▲ 0.50% · 4.625%
HK$129,448
+HK$7,425/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,046/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,739
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,165
−HK$3,476/mo
Today · 4.125%
HK$134,641
baseline
▲ 0.50% · 4.625%
HK$141,738
+HK$7,097/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,282/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,960
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$138,127
−HK$4,233/mo
Today · 4.125%
HK$142,360
baseline
▲ 0.50% · 4.625%
HK$151,023
+HK$8,663/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$284,720/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,029
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$153,026
−HK$4,055/mo
Today · 4.125%
HK$157,081
baseline
▲ 0.50% · 4.625%
HK$165,361
+HK$8,280/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$314,162/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,234
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,592
−HK$5,443/mo
Today · 4.125%
HK$183,035
baseline
▲ 0.50% · 4.625%
HK$194,172
+HK$11,137/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$366,070/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,609
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$196,748
−HK$5,213/mo
Today · 4.125%
HK$201,961
baseline
▲ 0.50% · 4.625%
HK$212,606
+HK$10,645/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$403,922/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,414 · Scale 2, in force from 26 Feb 2026)