LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,687
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,664
−HK$3,024/mo
Today · 4.125%
HK$101,688
baseline
▲ 0.50% · 4.625%
HK$107,875
+HK$6,187/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$203,376/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,451
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,306
−HK$2,896/mo
Today · 4.125%
HK$112,202
baseline
▲ 0.50% · 4.625%
HK$118,117
+HK$5,915/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$224,404/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,825
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,396
−HK$3,629/mo
Today · 4.125%
HK$122,025
baseline
▲ 0.50% · 4.625%
HK$129,450
+HK$7,425/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,050/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,741
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,167
−HK$3,476/mo
Today · 4.125%
HK$134,643
baseline
▲ 0.50% · 4.625%
HK$141,740
+HK$7,097/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,286/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,962
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$138,129
−HK$4,234/mo
Today · 4.125%
HK$142,363
baseline
▲ 0.50% · 4.625%
HK$151,025
+HK$8,662/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$284,726/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,032
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$153,029
−HK$4,054/mo
Today · 4.125%
HK$157,083
baseline
▲ 0.50% · 4.625%
HK$165,363
+HK$8,280/mo
Deposit HK$12.59M · loan HK$29.37M · min. income ≈ HK$314,166/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,237
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,595
−HK$5,443/mo
Today · 4.125%
HK$183,038
baseline
▲ 0.50% · 4.625%
HK$194,175
+HK$11,137/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$366,076/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,612
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$196,751
−HK$5,213/mo
Today · 4.125%
HK$201,964
baseline
▲ 0.50% · 4.625%
HK$212,610
+HK$10,646/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$403,928/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,445 · Scale 2, in force from 26 Feb 2026)