LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,701
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,677
−HK$3,025/mo
Today · 4.125%
HK$101,702
baseline
▲ 0.50% · 4.625%
HK$107,890
+HK$6,188/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$203,404/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,466
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,321
−HK$2,897/mo
Today · 4.125%
HK$112,218
baseline
▲ 0.50% · 4.625%
HK$118,133
+HK$5,915/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$224,436/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,841
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,413
−HK$3,629/mo
Today · 4.125%
HK$122,042
baseline
▲ 0.50% · 4.625%
HK$129,468
+HK$7,426/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,084/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,759
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$131,186
−HK$3,475/mo
Today · 4.125%
HK$134,661
baseline
▲ 0.50% · 4.625%
HK$141,760
+HK$7,099/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,322/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,981
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$138,148
−HK$4,235/mo
Today · 4.125%
HK$142,383
baseline
▲ 0.50% · 4.625%
HK$151,046
+HK$8,663/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,766/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,052
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,050
−HK$4,055/mo
Today · 4.125%
HK$157,105
baseline
▲ 0.50% · 4.625%
HK$165,386
+HK$8,281/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,210/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,261
−HK$10,802/mo
▼ 0.25% · 3.875%
HK$177,619
−HK$5,444/mo
Today · 4.125%
HK$183,063
baseline
▲ 0.50% · 4.625%
HK$194,202
+HK$11,139/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$366,126/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,639
−HK$10,353/mo
▼ 0.25% · 3.875%
HK$196,778
−HK$5,214/mo
Today · 4.125%
HK$201,992
baseline
▲ 0.50% · 4.625%
HK$212,640
+HK$10,648/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$403,984/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,692 · Scale 2, in force from 26 Feb 2026)