LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,702
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,678
−HK$3,025/mo
Today · 4.125%
HK$101,703
baseline
▲ 0.50% · 4.625%
HK$107,891
+HK$6,188/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$203,406/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,467
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,322
−HK$2,897/mo
Today · 4.125%
HK$112,219
baseline
▲ 0.50% · 4.625%
HK$118,134
+HK$5,915/mo
Deposit HK$20.98M · loan HK$20.98M · min. income ≈ HK$224,438/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,842
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,414
−HK$3,629/mo
Today · 4.125%
HK$122,043
baseline
▲ 0.50% · 4.625%
HK$129,470
+HK$7,427/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,086/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,760
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,187
−HK$3,476/mo
Today · 4.125%
HK$134,663
baseline
▲ 0.50% · 4.625%
HK$141,761
+HK$7,098/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,326/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,982
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$138,150
−HK$4,234/mo
Today · 4.125%
HK$142,384
baseline
▲ 0.50% · 4.625%
HK$151,048
+HK$8,664/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,768/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,054
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,051
−HK$4,056/mo
Today · 4.125%
HK$157,107
baseline
▲ 0.50% · 4.625%
HK$165,388
+HK$8,281/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,214/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,263
−HK$10,802/mo
▼ 0.25% · 3.875%
HK$177,621
−HK$5,444/mo
Today · 4.125%
HK$183,065
baseline
▲ 0.50% · 4.625%
HK$194,204
+HK$11,139/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$366,130/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,641
−HK$10,353/mo
▼ 0.25% · 3.875%
HK$196,780
−HK$5,214/mo
Today · 4.125%
HK$201,994
baseline
▲ 0.50% · 4.625%
HK$212,642
+HK$10,648/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$403,988/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,710 · Scale 2, in force from 26 Feb 2026)