LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,705
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,682
−HK$3,025/mo
Today · 4.125%
HK$101,707
baseline
▲ 0.50% · 4.625%
HK$107,895
+HK$6,188/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,414/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,471
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,326
−HK$2,897/mo
Today · 4.125%
HK$112,223
baseline
▲ 0.50% · 4.625%
HK$118,139
+HK$5,916/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,446/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,846
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,418
−HK$3,630/mo
Today · 4.125%
HK$122,048
baseline
▲ 0.50% · 4.625%
HK$129,474
+HK$7,426/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,096/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,765
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,192
−HK$3,476/mo
Today · 4.125%
HK$134,668
baseline
▲ 0.50% · 4.625%
HK$141,766
+HK$7,098/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,336/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,987
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$138,155
−HK$4,234/mo
Today · 4.125%
HK$142,389
baseline
▲ 0.50% · 4.625%
HK$151,053
+HK$8,664/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,778/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,059
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,057
−HK$4,055/mo
Today · 4.125%
HK$157,112
baseline
▲ 0.50% · 4.625%
HK$165,394
+HK$8,282/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,224/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,269
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$177,628
−HK$5,444/mo
Today · 4.125%
HK$183,072
baseline
▲ 0.50% · 4.625%
HK$194,211
+HK$11,139/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$366,144/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,648
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$196,788
−HK$5,214/mo
Today · 4.125%
HK$202,002
baseline
▲ 0.50% · 4.625%
HK$212,650
+HK$10,648/mo
Deposit HK$4.20M · loan HK$37.77M · min. income ≈ HK$404,004/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,776 · Scale 2, in force from 26 Feb 2026)