LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,712
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,689
−HK$3,025/mo
Today · 4.125%
HK$101,714
baseline
▲ 0.50% · 4.625%
HK$107,903
+HK$6,189/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,428/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,478
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,334
−HK$2,897/mo
Today · 4.125%
HK$112,231
baseline
▲ 0.50% · 4.625%
HK$118,147
+HK$5,916/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,462/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,854
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,427
−HK$3,629/mo
Today · 4.125%
HK$122,056
baseline
▲ 0.50% · 4.625%
HK$129,483
+HK$7,427/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$244,112/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,774
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,201
−HK$3,476/mo
Today · 4.125%
HK$134,677
baseline
▲ 0.50% · 4.625%
HK$141,776
+HK$7,099/mo
Deposit HK$16.79M · loan HK$25.18M · min. income ≈ HK$269,354/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,996
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$138,164
−HK$4,235/mo
Today · 4.125%
HK$142,399
baseline
▲ 0.50% · 4.625%
HK$151,064
+HK$8,665/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,798/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,070
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,068
−HK$4,055/mo
Today · 4.125%
HK$157,123
baseline
▲ 0.50% · 4.625%
HK$165,406
+HK$8,283/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,246/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,281
−HK$10,804/mo
▼ 0.25% · 3.875%
HK$177,640
−HK$5,445/mo
Today · 4.125%
HK$183,085
baseline
▲ 0.50% · 4.625%
HK$194,225
+HK$11,140/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$366,170/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,661
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$196,801
−HK$5,215/mo
Today · 4.125%
HK$202,016
baseline
▲ 0.50% · 4.625%
HK$212,664
+HK$10,648/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$404,032/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,899 · Scale 2, in force from 26 Feb 2026)