LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,716
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,693
−HK$3,025/mo
Today · 4.125%
HK$101,718
baseline
▲ 0.50% · 4.625%
HK$107,907
+HK$6,189/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,436/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,483
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,338
−HK$2,898/mo
Today · 4.125%
HK$112,236
baseline
▲ 0.50% · 4.625%
HK$118,152
+HK$5,916/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,472/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,859
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,431
−HK$3,630/mo
Today · 4.125%
HK$122,061
baseline
▲ 0.50% · 4.625%
HK$129,488
+HK$7,427/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$244,122/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,779
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,206
−HK$3,477/mo
Today · 4.125%
HK$134,683
baseline
▲ 0.50% · 4.625%
HK$141,782
+HK$7,099/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$269,366/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,002
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$138,170
−HK$4,235/mo
Today · 4.125%
HK$142,405
baseline
▲ 0.50% · 4.625%
HK$151,070
+HK$8,665/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,810/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,076
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$153,074
−HK$4,056/mo
Today · 4.125%
HK$157,130
baseline
▲ 0.50% · 4.625%
HK$165,412
+HK$8,282/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,260/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,288
−HK$10,804/mo
▼ 0.25% · 3.875%
HK$177,647
−HK$5,445/mo
Today · 4.125%
HK$183,092
baseline
▲ 0.50% · 4.625%
HK$194,233
+HK$11,141/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$366,184/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,669
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$196,809
−HK$5,215/mo
Today · 4.125%
HK$202,024
baseline
▲ 0.50% · 4.625%
HK$212,673
+HK$10,649/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$404,048/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,783,971 · Scale 2, in force from 26 Feb 2026)