LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,722
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,699
−HK$3,025/mo
Today · 4.125%
HK$101,724
baseline
▲ 0.50% · 4.625%
HK$107,914
+HK$6,190/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,448/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,489
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,345
−HK$2,898/mo
Today · 4.125%
HK$112,243
baseline
▲ 0.50% · 4.625%
HK$118,159
+HK$5,916/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,486/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,866
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,439
−HK$3,630/mo
Today · 4.125%
HK$122,069
baseline
▲ 0.50% · 4.625%
HK$129,497
+HK$7,428/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$244,138/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,787
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,214
−HK$3,477/mo
Today · 4.125%
HK$134,691
baseline
▲ 0.50% · 4.625%
HK$141,791
+HK$7,100/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$269,382/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,010
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$138,179
−HK$4,235/mo
Today · 4.125%
HK$142,414
baseline
▲ 0.50% · 4.625%
HK$151,079
+HK$8,665/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$284,828/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,085
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,083
−HK$4,057/mo
Today · 4.125%
HK$157,140
baseline
▲ 0.50% · 4.625%
HK$165,423
+HK$8,283/mo
Deposit HK$12.59M · loan HK$29.38M · min. income ≈ HK$314,280/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,299
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$177,658
−HK$5,446/mo
Today · 4.125%
HK$183,104
baseline
▲ 0.50% · 4.625%
HK$194,245
+HK$11,141/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$366,208/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,681
−HK$10,356/mo
▼ 0.25% · 3.875%
HK$196,822
−HK$5,215/mo
Today · 4.125%
HK$202,037
baseline
▲ 0.50% · 4.625%
HK$212,686
+HK$10,649/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$404,074/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,085 · Scale 2, in force from 26 Feb 2026)