LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,573
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,871
−HK$302/mo
Today · 4.125%
HK$10,173
baseline
▲ 0.50% · 4.625%
HK$10,792
+HK$619/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,346/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,650
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,935
−HK$290/mo
Today · 4.125%
HK$11,225
baseline
▲ 0.50% · 4.625%
HK$11,817
+HK$592/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,450/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,487
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,845
−HK$363/mo
Today · 4.125%
HK$12,208
baseline
▲ 0.50% · 4.625%
HK$12,951
+HK$743/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,416/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,780
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,122
−HK$348/mo
Today · 4.125%
HK$13,470
baseline
▲ 0.50% · 4.625%
HK$14,180
+HK$710/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,940/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,402
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,819
−HK$423/mo
Today · 4.125%
HK$14,242
baseline
▲ 0.50% · 4.625%
HK$15,109
+HK$867/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,484/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,910
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,309
−HK$406/mo
Today · 4.125%
HK$15,715
baseline
▲ 0.50% · 4.625%
HK$16,543
+HK$828/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,430/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,231
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,767
−HK$545/mo
Today · 4.125%
HK$18,312
baseline
▲ 0.50% · 4.625%
HK$19,426
+HK$1,114/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,624/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,169
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$522/mo
Today · 4.125%
HK$20,205
baseline
▲ 0.50% · 4.625%
HK$21,270
+HK$1,065/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$40,410/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$39,725 · Scale 2, in force from 26 Feb 2026)