LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,729
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,707
−HK$3,025/mo
Today · 4.125%
HK$101,732
baseline
▲ 0.50% · 4.625%
HK$107,922
+HK$6,190/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,464/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,497
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,354
−HK$2,897/mo
Today · 4.125%
HK$112,251
baseline
▲ 0.50% · 4.625%
HK$118,168
+HK$5,917/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,502/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,875
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,448
−HK$3,630/mo
Today · 4.125%
HK$122,078
baseline
▲ 0.50% · 4.625%
HK$129,506
+HK$7,428/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$244,156/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,797
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,224
−HK$3,477/mo
Today · 4.125%
HK$134,701
baseline
▲ 0.50% · 4.625%
HK$141,802
+HK$7,101/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$269,402/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,020
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$138,189
−HK$4,236/mo
Today · 4.125%
HK$142,425
baseline
▲ 0.50% · 4.625%
HK$151,091
+HK$8,666/mo
Deposit HK$12.59M · loan HK$29.39M · min. income ≈ HK$284,850/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,096
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,095
−HK$4,057/mo
Today · 4.125%
HK$157,152
baseline
▲ 0.50% · 4.625%
HK$165,435
+HK$8,283/mo
Deposit HK$12.59M · loan HK$29.39M · min. income ≈ HK$314,304/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,312
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$177,672
−HK$5,445/mo
Today · 4.125%
HK$183,117
baseline
▲ 0.50% · 4.625%
HK$194,260
+HK$11,143/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$366,234/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,695
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,836
−HK$5,216/mo
Today · 4.125%
HK$202,052
baseline
▲ 0.50% · 4.625%
HK$212,702
+HK$10,650/mo
Deposit HK$4.20M · loan HK$37.78M · min. income ≈ HK$404,104/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,219 · Scale 2, in force from 26 Feb 2026)