LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,733
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,711
−HK$3,026/mo
Today · 4.125%
HK$101,737
baseline
▲ 0.50% · 4.625%
HK$107,927
+HK$6,190/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,474/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,502
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,359
−HK$2,897/mo
Today · 4.125%
HK$112,256
baseline
▲ 0.50% · 4.625%
HK$118,173
+HK$5,917/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,512/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,880
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,453
−HK$3,631/mo
Today · 4.125%
HK$122,084
baseline
▲ 0.50% · 4.625%
HK$129,512
+HK$7,428/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$244,168/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,803
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,230
−HK$3,478/mo
Today · 4.125%
HK$134,708
baseline
▲ 0.50% · 4.625%
HK$141,808
+HK$7,100/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$269,416/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,027
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$138,196
−HK$4,235/mo
Today · 4.125%
HK$142,431
baseline
▲ 0.50% · 4.625%
HK$151,098
+HK$8,667/mo
Deposit HK$12.60M · loan HK$29.39M · min. income ≈ HK$284,862/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,103
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,102
−HK$4,057/mo
Today · 4.125%
HK$157,159
baseline
▲ 0.50% · 4.625%
HK$165,443
+HK$8,284/mo
Deposit HK$12.60M · loan HK$29.39M · min. income ≈ HK$314,318/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,320
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$177,680
−HK$5,446/mo
Today · 4.125%
HK$183,126
baseline
▲ 0.50% · 4.625%
HK$194,269
+HK$11,143/mo
Deposit HK$4.20M · loan HK$37.79M · min. income ≈ HK$366,252/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,704
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,845
−HK$5,216/mo
Today · 4.125%
HK$202,061
baseline
▲ 0.50% · 4.625%
HK$212,712
+HK$10,651/mo
Deposit HK$4.20M · loan HK$37.79M · min. income ≈ HK$404,122/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,301 · Scale 2, in force from 26 Feb 2026)