LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,741
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,719
−HK$3,025/mo
Today · 4.125%
HK$101,744
baseline
▲ 0.50% · 4.625%
HK$107,935
+HK$6,191/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$203,488/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,510
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,367
−HK$2,898/mo
Today · 4.125%
HK$112,265
baseline
▲ 0.50% · 4.625%
HK$118,182
+HK$5,917/mo
Deposit HK$20.99M · loan HK$20.99M · min. income ≈ HK$224,530/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,889
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,462
−HK$3,631/mo
Today · 4.125%
HK$122,093
baseline
▲ 0.50% · 4.625%
HK$129,522
+HK$7,429/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$244,186/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,813
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,240
−HK$3,478/mo
Today · 4.125%
HK$134,718
baseline
▲ 0.50% · 4.625%
HK$141,819
+HK$7,101/mo
Deposit HK$16.79M · loan HK$25.19M · min. income ≈ HK$269,436/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,037
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$138,206
−HK$4,236/mo
Today · 4.125%
HK$142,442
baseline
▲ 0.50% · 4.625%
HK$151,109
+HK$8,667/mo
Deposit HK$12.60M · loan HK$29.39M · min. income ≈ HK$284,884/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,115
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,114
−HK$4,057/mo
Today · 4.125%
HK$157,171
baseline
▲ 0.50% · 4.625%
HK$165,455
+HK$8,284/mo
Deposit HK$12.60M · loan HK$29.39M · min. income ≈ HK$314,342/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,333
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$177,694
−HK$5,446/mo
Today · 4.125%
HK$183,140
baseline
▲ 0.50% · 4.625%
HK$194,283
+HK$11,143/mo
Deposit HK$4.20M · loan HK$37.79M · min. income ≈ HK$366,280/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,719
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$196,861
−HK$5,216/mo
Today · 4.125%
HK$202,077
baseline
▲ 0.50% · 4.625%
HK$212,728
+HK$10,651/mo
Deposit HK$4.20M · loan HK$37.79M · min. income ≈ HK$404,154/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,438 · Scale 2, in force from 26 Feb 2026)