LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,760
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,739
−HK$3,026/mo
Today · 4.125%
HK$101,765
baseline
▲ 0.50% · 4.625%
HK$107,957
+HK$6,192/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,530/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,532
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,390
−HK$2,898/mo
Today · 4.125%
HK$112,288
baseline
▲ 0.50% · 4.625%
HK$118,207
+HK$5,919/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,576/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,912
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,487
−HK$3,631/mo
Today · 4.125%
HK$122,118
baseline
▲ 0.50% · 4.625%
HK$129,549
+HK$7,431/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,236/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,839
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,267
−HK$3,479/mo
Today · 4.125%
HK$134,746
baseline
▲ 0.50% · 4.625%
HK$141,848
+HK$7,102/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,492/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,064
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,235
−HK$4,236/mo
Today · 4.125%
HK$142,471
baseline
▲ 0.50% · 4.625%
HK$151,140
+HK$8,669/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$284,942/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,145
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,145
−HK$4,058/mo
Today · 4.125%
HK$157,203
baseline
▲ 0.50% · 4.625%
HK$165,490
+HK$8,287/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,406/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,369
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,730
−HK$5,448/mo
Today · 4.125%
HK$183,178
baseline
▲ 0.50% · 4.625%
HK$194,323
+HK$11,145/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,356/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,758
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$196,901
−HK$5,217/mo
Today · 4.125%
HK$202,118
baseline
▲ 0.50% · 4.625%
HK$212,772
+HK$10,654/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,236/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,805 · Scale 2, in force from 26 Feb 2026)