LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,761
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,740
−HK$3,026/mo
Today · 4.125%
HK$101,766
baseline
▲ 0.50% · 4.625%
HK$107,958
+HK$6,192/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,532/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,533
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,390
−HK$2,899/mo
Today · 4.125%
HK$112,289
baseline
▲ 0.50% · 4.625%
HK$118,208
+HK$5,919/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,578/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,913
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,488
−HK$3,631/mo
Today · 4.125%
HK$122,119
baseline
▲ 0.50% · 4.625%
HK$129,550
+HK$7,431/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,238/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,840
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,269
−HK$3,478/mo
Today · 4.125%
HK$134,747
baseline
▲ 0.50% · 4.625%
HK$141,849
+HK$7,102/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,494/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,066
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,236
−HK$4,237/mo
Today · 4.125%
HK$142,473
baseline
▲ 0.50% · 4.625%
HK$151,142
+HK$8,669/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$284,946/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,147
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,147
−HK$4,058/mo
Today · 4.125%
HK$157,205
baseline
▲ 0.50% · 4.625%
HK$165,491
+HK$8,286/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,410/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,370
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,732
−HK$5,447/mo
Today · 4.125%
HK$183,179
baseline
▲ 0.50% · 4.625%
HK$194,325
+HK$11,146/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,358/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,760
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$196,903
−HK$5,217/mo
Today · 4.125%
HK$202,120
baseline
▲ 0.50% · 4.625%
HK$212,774
+HK$10,654/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,240/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,820 · Scale 2, in force from 26 Feb 2026)