LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,763
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,742
−HK$3,026/mo
Today · 4.125%
HK$101,768
baseline
▲ 0.50% · 4.625%
HK$107,961
+HK$6,193/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,536/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,536
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,393
−HK$2,898/mo
Today · 4.125%
HK$112,291
baseline
▲ 0.50% · 4.625%
HK$118,211
+HK$5,920/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,582/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,916
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,490
−HK$3,632/mo
Today · 4.125%
HK$122,122
baseline
▲ 0.50% · 4.625%
HK$129,553
+HK$7,431/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,244/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,843
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,272
−HK$3,478/mo
Today · 4.125%
HK$134,750
baseline
▲ 0.50% · 4.625%
HK$141,853
+HK$7,103/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,500/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,069
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,239
−HK$4,237/mo
Today · 4.125%
HK$142,476
baseline
▲ 0.50% · 4.625%
HK$151,145
+HK$8,669/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$284,952/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,150
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,150
−HK$4,058/mo
Today · 4.125%
HK$157,208
baseline
▲ 0.50% · 4.625%
HK$165,495
+HK$8,287/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,416/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,374
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,736
−HK$5,447/mo
Today · 4.125%
HK$183,183
baseline
▲ 0.50% · 4.625%
HK$194,330
+HK$11,147/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,366/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,764
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,907
−HK$5,218/mo
Today · 4.125%
HK$202,125
baseline
▲ 0.50% · 4.625%
HK$212,779
+HK$10,654/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,250/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,861 · Scale 2, in force from 26 Feb 2026)