LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,764
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,743
−HK$3,026/mo
Today · 4.125%
HK$101,769
baseline
▲ 0.50% · 4.625%
HK$107,961
+HK$6,192/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,538/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,536
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,394
−HK$2,898/mo
Today · 4.125%
HK$112,292
baseline
▲ 0.50% · 4.625%
HK$118,211
+HK$5,919/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,584/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,917
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,491
−HK$3,632/mo
Today · 4.125%
HK$122,123
baseline
▲ 0.50% · 4.625%
HK$129,554
+HK$7,431/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,246/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,844
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,272
−HK$3,479/mo
Today · 4.125%
HK$134,751
baseline
▲ 0.50% · 4.625%
HK$141,853
+HK$7,102/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,502/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,069
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$138,240
−HK$4,237/mo
Today · 4.125%
HK$142,477
baseline
▲ 0.50% · 4.625%
HK$151,146
+HK$8,669/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$284,954/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,151
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,151
−HK$4,058/mo
Today · 4.125%
HK$157,209
baseline
▲ 0.50% · 4.625%
HK$165,496
+HK$8,287/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,418/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,375
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,737
−HK$5,447/mo
Today · 4.125%
HK$183,184
baseline
▲ 0.50% · 4.625%
HK$194,331
+HK$11,147/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,368/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,765
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,908
−HK$5,218/mo
Today · 4.125%
HK$202,126
baseline
▲ 0.50% · 4.625%
HK$212,780
+HK$10,654/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,252/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$1,784,871 · Scale 2, in force from 26 Feb 2026)