LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,577
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,875
−HK$303/mo
Today · 4.125%
HK$10,178
baseline
▲ 0.50% · 4.625%
HK$10,797
+HK$619/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,356/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,654
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,940
−HK$290/mo
Today · 4.125%
HK$11,230
baseline
▲ 0.50% · 4.625%
HK$11,822
+HK$592/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,460/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,492
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,850
−HK$363/mo
Today · 4.125%
HK$12,213
baseline
▲ 0.50% · 4.625%
HK$12,956
+HK$743/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,426/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,785
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,128
−HK$348/mo
Today · 4.125%
HK$13,476
baseline
▲ 0.50% · 4.625%
HK$14,186
+HK$710/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,952/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,408
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,825
−HK$424/mo
Today · 4.125%
HK$14,249
baseline
▲ 0.50% · 4.625%
HK$15,116
+HK$867/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,498/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,916
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,316
−HK$406/mo
Today · 4.125%
HK$15,722
baseline
▲ 0.50% · 4.625%
HK$16,551
+HK$829/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,444/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,239
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,775
−HK$545/mo
Today · 4.125%
HK$18,320
baseline
▲ 0.50% · 4.625%
HK$19,434
+HK$1,114/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,640/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,178
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,692
−HK$522/mo
Today · 4.125%
HK$20,214
baseline
▲ 0.50% · 4.625%
HK$21,280
+HK$1,066/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$40,428/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$40,098 · Scale 2, in force from 26 Feb 2026)