LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,779
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,758
−HK$3,027/mo
Today · 4.125%
HK$101,785
baseline
▲ 0.50% · 4.625%
HK$107,978
+HK$6,193/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,570/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,553
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,410
−HK$2,899/mo
Today · 4.125%
HK$112,309
baseline
▲ 0.50% · 4.625%
HK$118,229
+HK$5,920/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,618/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,934
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$118,509
−HK$3,633/mo
Today · 4.125%
HK$122,142
baseline
▲ 0.50% · 4.625%
HK$129,574
+HK$7,432/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,284/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,863
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,292
−HK$3,479/mo
Today · 4.125%
HK$134,771
baseline
▲ 0.50% · 4.625%
HK$141,875
+HK$7,104/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,542/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,090
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$138,261
−HK$4,238/mo
Today · 4.125%
HK$142,499
baseline
▲ 0.50% · 4.625%
HK$151,169
+HK$8,670/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$284,998/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,174
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,175
−HK$4,058/mo
Today · 4.125%
HK$157,233
baseline
▲ 0.50% · 4.625%
HK$165,521
+HK$8,288/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,466/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,401
−HK$10,812/mo
▼ 0.25% · 3.875%
HK$177,764
−HK$5,449/mo
Today · 4.125%
HK$183,213
baseline
▲ 0.50% · 4.625%
HK$194,361
+HK$11,148/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,426/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,795
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$196,939
−HK$5,218/mo
Today · 4.125%
HK$202,157
baseline
▲ 0.50% · 4.625%
HK$212,813
+HK$10,656/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,314/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,146 · Scale 2, in force from 26 Feb 2026)