LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,782
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,762
−HK$3,027/mo
Today · 4.125%
HK$101,789
baseline
▲ 0.50% · 4.625%
HK$107,982
+HK$6,193/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,578/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,557
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,415
−HK$2,899/mo
Today · 4.125%
HK$112,314
baseline
▲ 0.50% · 4.625%
HK$118,234
+HK$5,920/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,628/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,939
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,514
−HK$3,632/mo
Today · 4.125%
HK$122,146
baseline
▲ 0.50% · 4.625%
HK$129,579
+HK$7,433/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$244,292/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,868
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,298
−HK$3,479/mo
Today · 4.125%
HK$134,777
baseline
▲ 0.50% · 4.625%
HK$141,881
+HK$7,104/mo
Deposit HK$16.80M · loan HK$25.20M · min. income ≈ HK$269,554/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,095
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$138,266
−HK$4,238/mo
Today · 4.125%
HK$142,504
baseline
▲ 0.50% · 4.625%
HK$151,175
+HK$8,671/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$285,008/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,180
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,180
−HK$4,059/mo
Today · 4.125%
HK$157,239
baseline
▲ 0.50% · 4.625%
HK$165,528
+HK$8,289/mo
Deposit HK$12.60M · loan HK$29.40M · min. income ≈ HK$314,478/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,408
−HK$10,812/mo
▼ 0.25% · 3.875%
HK$177,771
−HK$5,449/mo
Today · 4.125%
HK$183,220
baseline
▲ 0.50% · 4.625%
HK$194,368
+HK$11,148/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$366,440/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,802
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$196,946
−HK$5,219/mo
Today · 4.125%
HK$202,165
baseline
▲ 0.50% · 4.625%
HK$212,821
+HK$10,656/mo
Deposit HK$4.20M · loan HK$37.80M · min. income ≈ HK$404,330/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,215 · Scale 2, in force from 26 Feb 2026)