LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,793
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,773
−HK$3,028/mo
Today · 4.125%
HK$101,801
baseline
▲ 0.50% · 4.625%
HK$107,995
+HK$6,194/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$203,602/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,569
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,427
−HK$2,900/mo
Today · 4.125%
HK$112,327
baseline
▲ 0.50% · 4.625%
HK$118,248
+HK$5,921/mo
Deposit HK$21.00M · loan HK$21.00M · min. income ≈ HK$224,654/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,952
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,528
−HK$3,633/mo
Today · 4.125%
HK$122,161
baseline
▲ 0.50% · 4.625%
HK$129,594
+HK$7,433/mo
Deposit HK$16.80M · loan HK$25.21M · min. income ≈ HK$244,322/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,883
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,313
−HK$3,479/mo
Today · 4.125%
HK$134,792
baseline
▲ 0.50% · 4.625%
HK$141,897
+HK$7,105/mo
Deposit HK$16.80M · loan HK$25.21M · min. income ≈ HK$269,584/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,111
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,282
−HK$4,239/mo
Today · 4.125%
HK$142,521
baseline
▲ 0.50% · 4.625%
HK$151,193
+HK$8,672/mo
Deposit HK$12.60M · loan HK$29.41M · min. income ≈ HK$285,042/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,197
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,198
−HK$4,060/mo
Today · 4.125%
HK$157,258
baseline
▲ 0.50% · 4.625%
HK$165,547
+HK$8,289/mo
Deposit HK$12.60M · loan HK$29.41M · min. income ≈ HK$314,516/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,428
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$177,792
−HK$5,449/mo
Today · 4.125%
HK$183,241
baseline
▲ 0.50% · 4.625%
HK$194,391
+HK$11,150/mo
Deposit HK$4.20M · loan HK$37.81M · min. income ≈ HK$366,482/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,825
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$196,969
−HK$5,219/mo
Today · 4.125%
HK$202,188
baseline
▲ 0.50% · 4.625%
HK$212,846
+HK$10,658/mo
Deposit HK$4.20M · loan HK$37.81M · min. income ≈ HK$404,376/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,423 · Scale 2, in force from 26 Feb 2026)