LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,805
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,786
−HK$3,027/mo
Today · 4.125%
HK$101,813
baseline
▲ 0.50% · 4.625%
HK$108,008
+HK$6,195/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$203,626/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,583
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,441
−HK$2,900/mo
Today · 4.125%
HK$112,341
baseline
▲ 0.50% · 4.625%
HK$118,263
+HK$5,922/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$224,682/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,967
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,543
−HK$3,633/mo
Today · 4.125%
HK$122,176
baseline
▲ 0.50% · 4.625%
HK$129,610
+HK$7,434/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$244,352/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,899
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$131,329
−HK$3,480/mo
Today · 4.125%
HK$134,809
baseline
▲ 0.50% · 4.625%
HK$141,915
+HK$7,106/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$269,618/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,128
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,300
−HK$4,239/mo
Today · 4.125%
HK$142,539
baseline
▲ 0.50% · 4.625%
HK$151,212
+HK$8,673/mo
Deposit HK$12.60M · loan HK$29.41M · min. income ≈ HK$285,078/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,216
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,217
−HK$4,060/mo
Today · 4.125%
HK$157,277
baseline
▲ 0.50% · 4.625%
HK$165,568
+HK$8,291/mo
Deposit HK$12.60M · loan HK$29.41M · min. income ≈ HK$314,554/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,450
−HK$10,814/mo
▼ 0.25% · 3.875%
HK$177,814
−HK$5,450/mo
Today · 4.125%
HK$183,264
baseline
▲ 0.50% · 4.625%
HK$194,415
+HK$11,151/mo
Deposit HK$4.20M · loan HK$37.81M · min. income ≈ HK$366,528/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,849
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$196,994
−HK$5,220/mo
Today · 4.125%
HK$202,214
baseline
▲ 0.50% · 4.625%
HK$212,873
+HK$10,659/mo
Deposit HK$4.20M · loan HK$37.81M · min. income ≈ HK$404,428/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,646 · Scale 2, in force from 26 Feb 2026)