LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,809
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,790
−HK$3,028/mo
Today · 4.125%
HK$101,818
baseline
▲ 0.50% · 4.625%
HK$108,013
+HK$6,195/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$203,636/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,587
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,446
−HK$2,900/mo
Today · 4.125%
HK$112,346
baseline
▲ 0.50% · 4.625%
HK$118,267
+HK$5,921/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$224,692/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,971
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$118,548
−HK$3,633/mo
Today · 4.125%
HK$122,181
baseline
▲ 0.50% · 4.625%
HK$129,615
+HK$7,434/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$244,362/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,904
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,335
−HK$3,480/mo
Today · 4.125%
HK$134,815
baseline
▲ 0.50% · 4.625%
HK$141,921
+HK$7,106/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$269,630/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,133
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$138,305
−HK$4,240/mo
Today · 4.125%
HK$142,545
baseline
▲ 0.50% · 4.625%
HK$151,218
+HK$8,673/mo
Deposit HK$12.61M · loan HK$29.41M · min. income ≈ HK$285,090/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,222
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$153,224
−HK$4,060/mo
Today · 4.125%
HK$157,284
baseline
▲ 0.50% · 4.625%
HK$165,574
+HK$8,290/mo
Deposit HK$12.61M · loan HK$29.41M · min. income ≈ HK$314,568/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,457
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$177,821
−HK$5,451/mo
Today · 4.125%
HK$183,272
baseline
▲ 0.50% · 4.625%
HK$194,423
+HK$11,151/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$366,544/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,857
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$197,002
−HK$5,220/mo
Today · 4.125%
HK$202,222
baseline
▲ 0.50% · 4.625%
HK$212,881
+HK$10,659/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$404,444/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,721 · Scale 2, in force from 26 Feb 2026)