LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,816
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,797
−HK$3,028/mo
Today · 4.125%
HK$101,825
baseline
▲ 0.50% · 4.625%
HK$108,021
+HK$6,196/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$203,650/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,595
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,453
−HK$2,901/mo
Today · 4.125%
HK$112,354
baseline
▲ 0.50% · 4.625%
HK$118,276
+HK$5,922/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$224,708/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,979
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,556
−HK$3,634/mo
Today · 4.125%
HK$122,190
baseline
▲ 0.50% · 4.625%
HK$129,625
+HK$7,435/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$244,380/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,913
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,344
−HK$3,480/mo
Today · 4.125%
HK$134,824
baseline
▲ 0.50% · 4.625%
HK$141,931
+HK$7,107/mo
Deposit HK$16.81M · loan HK$25.21M · min. income ≈ HK$269,648/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,143
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$138,315
−HK$4,240/mo
Today · 4.125%
HK$142,555
baseline
▲ 0.50% · 4.625%
HK$151,229
+HK$8,674/mo
Deposit HK$12.61M · loan HK$29.41M · min. income ≈ HK$285,110/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,232
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$153,235
−HK$4,060/mo
Today · 4.125%
HK$157,295
baseline
▲ 0.50% · 4.625%
HK$165,586
+HK$8,291/mo
Deposit HK$12.61M · loan HK$29.41M · min. income ≈ HK$314,590/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,469
−HK$10,816/mo
▼ 0.25% · 3.875%
HK$177,834
−HK$5,451/mo
Today · 4.125%
HK$183,285
baseline
▲ 0.50% · 4.625%
HK$194,437
+HK$11,152/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$366,570/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,870
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$197,016
−HK$5,220/mo
Today · 4.125%
HK$202,236
baseline
▲ 0.50% · 4.625%
HK$212,897
+HK$10,661/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$404,472/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,785,848 · Scale 2, in force from 26 Feb 2026)