LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,583
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,881
−HK$303/mo
Today · 4.125%
HK$10,184
baseline
▲ 0.50% · 4.625%
HK$10,803
+HK$619/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$20,368/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,661
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,947
−HK$290/mo
Today · 4.125%
HK$11,237
baseline
▲ 0.50% · 4.625%
HK$11,829
+HK$592/mo
Deposit HK$2.10M · loan HK$2.10M · min. income ≈ HK$22,474/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,499
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,857
−HK$364/mo
Today · 4.125%
HK$12,221
baseline
▲ 0.50% · 4.625%
HK$12,964
+HK$743/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$24,442/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,793
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,136
−HK$348/mo
Today · 4.125%
HK$13,484
baseline
▲ 0.50% · 4.625%
HK$14,195
+HK$711/mo
Deposit HK$1.68M · loan HK$2.52M · min. income ≈ HK$26,968/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,416
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,833
−HK$424/mo
Today · 4.125%
HK$14,257
baseline
▲ 0.50% · 4.625%
HK$15,125
+HK$868/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$28,514/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,925
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,325
−HK$407/mo
Today · 4.125%
HK$15,732
baseline
▲ 0.50% · 4.625%
HK$16,561
+HK$829/mo
Deposit HK$1.26M · loan HK$2.94M · min. income ≈ HK$31,464/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,249
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,786
−HK$545/mo
Today · 4.125%
HK$18,331
baseline
▲ 0.50% · 4.625%
HK$19,446
+HK$1,115/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,662/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,190
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$522/mo
Today · 4.125%
HK$20,226
baseline
▲ 0.50% · 4.625%
HK$21,292
+HK$1,066/mo
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$40,452/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,609 · Scale 2, in force from 26 Feb 2026)