LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,830
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,811
−HK$3,028/mo
Today · 4.125%
HK$101,839
baseline
▲ 0.50% · 4.625%
HK$108,036
+HK$6,197/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$203,678/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,610
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,469
−HK$2,901/mo
Today · 4.125%
HK$112,370
baseline
▲ 0.50% · 4.625%
HK$118,293
+HK$5,923/mo
Deposit HK$21.01M · loan HK$21.01M · min. income ≈ HK$224,740/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,996
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,573
−HK$3,634/mo
Today · 4.125%
HK$122,207
baseline
▲ 0.50% · 4.625%
HK$129,643
+HK$7,436/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$244,414/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,932
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,363
−HK$3,481/mo
Today · 4.125%
HK$134,844
baseline
▲ 0.50% · 4.625%
HK$141,951
+HK$7,107/mo
Deposit HK$16.81M · loan HK$25.22M · min. income ≈ HK$269,688/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,162
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,335
−HK$4,240/mo
Today · 4.125%
HK$142,575
baseline
▲ 0.50% · 4.625%
HK$151,250
+HK$8,675/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$285,150/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,254
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$153,257
−HK$4,060/mo
Today · 4.125%
HK$157,317
baseline
▲ 0.50% · 4.625%
HK$165,610
+HK$8,293/mo
Deposit HK$12.61M · loan HK$29.42M · min. income ≈ HK$314,634/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,494
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$177,859
−HK$5,452/mo
Today · 4.125%
HK$183,311
baseline
▲ 0.50% · 4.625%
HK$194,465
+HK$11,154/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$366,622/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,898
−HK$10,367/mo
▼ 0.25% · 3.875%
HK$197,044
−HK$5,221/mo
Today · 4.125%
HK$202,265
baseline
▲ 0.50% · 4.625%
HK$212,927
+HK$10,662/mo
Deposit HK$4.20M · loan HK$37.82M · min. income ≈ HK$404,530/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$1,786,102 · Scale 2, in force from 26 Feb 2026)